Fractional CFO and bookkeeping services for growing businesses.

Call or Text: (732) 614-3272

Do you only work with businesses on the Jersey Shore?

No. VJD Financial Solutions is a remote firm based in Ocean County, NJ, and the practice serves small and midsize businesses throughout New Jersey. Everything runs virtually, which means your location within the state doesn’t affect the service you receive.

Cloud-based accounting software makes geographic distance irrelevant for bookkeeping and financial management. Your books live in QuickBooks Online or similar platforms, accessible to both you and your bookkeeper from anywhere. Bank feeds pull transactions automatically. Documents get shared through secure portals. Whether you need help with fractional CFO decisions or monthly reconciliations, the work happens the same way regardless of where your business operates.

Communication uses whatever works best for you. Phone, email, video calls, text. Most clients find that a responsive virtual relationship saves time compared to scheduling in-person meetings. Questions get answered quickly without either party driving across the state.

Being New Jersey-based matters more than being nearby. State tax requirements, payroll rules, and business filing deadlines are the same whether your company operates on the Shore, in North Jersey, or in the central part of the state. Working with New Jersey bookkeepers who understand these requirements beats working with a generic national service that treats every state identically.

The virtual model has been how VJD Financial Solutions has operated since 2012. It’s not an adaptation to recent remote work trends. It’s how modern bookkeeping and financial management runs best for busy business owners who need efficient support without adding meetings to an already full calendar.

Fractional CFO & Bookkeeping

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Let's Talk About Your Business

Tell us about your business and what's on your plate. We'll listen, ask a few questions, and give you a clear picture of how we can help.

More Questions

Do you offer full-service payroll?

Yes. VJD Financial Solutions offers full-service payroll that handles everything from running payroll each pay period to tax deposits, quarterly filings, and year-end W-2s.

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What is accounts receivable and why should I track it?

Accounts receivable is money customers owe you for work you've already done or products you've already delivered. Tracking it shows who owes what and how long payments are overdue, which directly affects your cash flow.

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Can a fractional CFO help an engineering firm with project profitability?

Yes. Engineering firms bill by project and milestone, making project-level profitability tracking essential. A fractional CFO brings the financial oversight needed to see margins clearly and forecast accurately.

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What is catch-up bookkeeping?

Catch-up bookkeeping is the process of bringing books that have fallen behind up to date. It involves reconciling bank accounts, categorizing transactions, and correcting errors from months or years of neglected records. Once complete, your books are accurate and ready for taxes, financing, or ongoing bookkeeping.

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What is the ROI of hiring a fractional CFO?

The return shows up as improved cash flow, better margins, smarter pricing, and fewer costly mistakes. You get CFO-level guidance at a fraction of full-time cost, with the real payoff being better decisions backed by actual numbers.

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How do I handle payroll for tipped employees in New Jersey?

Tipped employees must earn at least minimum wage between cash wages and tips. In New Jersey for 2026, the tipped cash wage is $6.05 with a $9.87 tip credit. Track tips daily, report them for tax withholding, and document everything for compliance.

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New Jersey fractional CFO and bookkeeping firm serving small and midsize businesses. Led by Vin Daniels with over 20 years of finance experience across government and corporate sectors. Helping business owners focus on growth since 2012.

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Located in Ocean County, NJ

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