How does working with VJD get started?
It starts with a conversation about your business and where things stand financially. Vin will ask what you do, how you operate, and what’s not working with your current bookkeeping setup. Whether you’ve been handling the books yourself, working with another provider, or haven’t touched them in months, this initial discussion helps determine what level of support makes sense.
From there, VJD reviews your existing records. Some businesses come in with clean books that just need consistent management. Others have unreconciled accounts, messy categorization, or gaps that need attention before monthly work can begin. The review establishes what the actual starting point looks like rather than assuming everything is in order.
If your books are behind, cleanup happens first. Layering ongoing monthly work on top of inaccurate historical records creates compounding problems. The catch-up phase reconciles accounts, fixes errors, and builds a reliable foundation. Once the books are clean, the ongoing engagement can move forward without constantly tripping over old mistakes.
Monthly work typically includes bank and credit card reconciliations, financial statements, and a synopsis comparing current performance to previous periods and projections. The specific scope depends on your situation. A professional services firm with straightforward transactions needs something different than a contractor tracking labor and materials across multiple jobs.
For businesses that need strategic guidance beyond bookkeeping, fractional CFO services add budgeting, cash flow forecasting, and financial planning on top of the monthly books. You get the thinking of a full-time CFO without the full-time salary. Vin’s background managing multimillion-dollar budgets in both government and private sectors means you’re getting real financial leadership, not just someone running reports.
The relationship isn’t limited to scheduled deliverables. Partnering with New Jersey bookkeepers who understand your business means you have ongoing access for financial questions as they come up. If you’re thinking about a major purchase, evaluating whether you can afford a new hire, or considering financing options, those conversations happen when you need them. Not just during a monthly review.
Fractional CFO & Bookkeeping
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Let's Talk About Your Business
Tell us about your business and what's on your plate. We'll listen, ask a few questions, and give you a clear picture of how we can help.
More Questions
How do I clean up messy or behind books?
Reconcile every account month by month, recategorize transactions that were entered incorrectly, fix opening balances, and tie your books to prior tax returns. Once the history is accurate, set up a system to keep everything current going forward.
Read answerCan you do bookkeeping for a healthcare staffing agency?
Yes. Healthcare staffing agencies have payroll-heavy operations with weekly pay runs across many workers at different rates. VJD handles the payroll, tracks margins between bill rates and pay rates, and manages the receivables from facility clients.
Read answerWhat is accounts receivable and why should I track it?
Accounts receivable is money customers owe you for work you've already done or products you've already delivered. Tracking it shows who owes what and how long payments are overdue, which directly affects your cash flow.
Read answerWhy is my business profitable but always short on cash?
Profit and cash aren't the same thing. Receivables, loan payments, owner draws, inventory, and estimated taxes all use cash without reducing your profit on paper.
Read answerWhat is cash flow forecasting and why does it matter?
Cash flow forecasting projects money coming in and going out over the coming weeks and months. It helps you plan for payroll, large expenses, and potential shortfalls before they become emergencies.
Read answerHow many hours a month does a fractional CFO work?
Most small businesses need somewhere between 5 and 25 hours of fractional CFO time per month. The actual number depends on business complexity, growth stage, and what's happening at any given time.
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