How often will I hear from you?
You’ll hear from me every month at minimum. Beyond that, you can reach out any time you have a question.
The monthly touchpoint includes your full financial reports with a profit and loss statement and balance sheet. But you’re not just getting numbers dropped in your inbox. You also get a synopsis that explains what the numbers mean, compares them to prior periods, highlights trends worth paying attention to, and offers projections for what’s ahead. This is a conversation about your business, not a data dump.
We also have an annual budget discussion where we plan the year together. At year-end, I prepare everything your accountant needs so tax season runs smoothly on your end.
What makes working with New Jersey bookkeepers like VJD different is the ongoing access between scheduled touchpoints. If you have a question about cash flow on a Tuesday afternoon, send a text or email. If you’re considering a loan and want to talk through the numbers, call. If an invoice comes in that throws off your budget, reach out. You don’t have to wait for next month’s report or wonder if your question is important enough to ask.
My response time is fast. I don’t let questions sit for days. When you’re making a business decision that involves finances, you should be able to get an answer quickly.
Some business owners prefer minimal contact and just want to know things are handled. Others want more frequent check-ins. I adapt to what works for you. The monthly reports and open access are the baseline. If you want a standing call every two weeks or prefer everything in writing, we can set it up that way.
This kind of fractional CFO relationship means you get real financial support without feeling out of the loop on your own business. The goal is that you always know where you stand financially and can get answers when you need them.
Fractional CFO & Bookkeeping
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Tell us about your business and what's on your plate. We'll listen, ask a few questions, and give you a clear picture of how we can help.
More Questions
How do New Jersey taxes differ from federal for a small business?
New Jersey has its own income tax brackets, a corporation tax with gross-receipts minimums, the BAIT election for pass-throughs, and employee-funded disability and family leave withholdings. These all operate independently from federal requirements.
Read answerWhat is BAIT and could it save my New Jersey business money?
BAIT is New Jersey's workaround for the federal SALT cap. If you own an S-corp, partnership, or LLC and you itemize deductions, it can create real federal tax savings by letting you deduct state taxes that would otherwise be capped.
Read answerHow do I know if my books are a mess?
Common signs include unreconciled accounts, books that are months behind, numbers that don't match your bank, and financial reports you don't trust. Any of these indicates your books need attention.
Read answerHow does New Jersey sales tax work for contractors?
In New Jersey, contractors pay sales tax on materials but labor taxation depends on the type of work. Capital improvement labor is exempt if the property owner provides a Form ST-8. Repair and maintenance labor is taxable.
Read answerDo I need QuickBooks, and which version?
Most small businesses benefit from QuickBooks Online because of cloud access and automatic bank feeds. The right plan depends on whether you need payroll, inventory tracking, or multiple user access.
Read answerWhat is the difference between a fractional CFO and a controller?
A controller oversees the accuracy of your books and financial reporting. A fractional CFO uses those numbers for forecasting, cash flow planning, and strategic decisions. Many growing businesses eventually need both.
Read answer